Reducing the cost of your insurance

Buying your car and fuelling it are hefty costs, but so is insuring it. So, what can you do to reduce the cost of your insurance? Here are our tips…

There are a few things you can look at to make sure you are getting the best deal on your insurance, take a look at them below.

Type of insurance

What type of cover are you taking out? Fully comprehensive cover is more expensive than other kinds of insurance but is that what you need? Look at things like the crime rate in your area, where you will keep the car during the day and at night, and how you will use the car. Then, you can determine what kind of insurance is right for you. Speak to your provider too as they will be able to advise on this and help you find out the best deal.

Additional Drivers

If you are adding extra named drivers onto your insurance, often this comes with a cost. Think if they will be driving the car and if they really need to be added on. Things like being a new driver, having convictions or having health issues will impact the cost of your insurance negatively, so look at removing them to bring the cost down.

Shop Around

Just because you are a loyal customer with one provider, doesn’t mean that you’re getting the best deal. Shop around online and look at the different options and providers available to make sure you’re not paying over the odds. Look at things like the estimated number of miles you will cover, and you can consider getting black box insurance too, which can also reduce your premium. It will pay to do your research and to use a comparison website. Always speak to the provider about your deal before committing, to make sure you are getting a competitive rate.

There are our tips for reducing your car insurance cost. If you want to look for a new car and are not sure how to sell your old one, get in touch with the team at Kent Car Buyer.